DOCUMENTATION

STANDARD REQUIRED DOCUMENTATION FOR A HOME LOAN INCLUDES:

  • Past two years W-2 or 1099 statements (whichever applies)

  • Past two years tax forms – including all schedules and statements

  • Latest statement for any stock, 401k, or IRA accounts

  • For a refinance, a copy of the deed and insurance statement

  • Two most recent monthly bank statements

  • Pay Stubs covering the last (30) thirty days

  • Copy of driver’s license

FOR INDIVIDUALS THAT CURRENTLY OWN REAL ESTATE:

  • Most recent home owners insurance statement for each property

  • Most recent real estate tax statement for each property

  • Current rental agreement (if property is a rental)

FOR SELF-EMPLOYED BORROWERS:

  • Two (2) years signed personal & business tax returns including all schedules

© 2019 by E.F. Funding.

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